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Real Estate Resources:
Special Offers - Special offers for Brentwood, Franklin and Nashville homeowners from The Dickenson Group.
Affiliates - The Dickenson Group's real estate web site affiliates.
eNewsletter - The Dickenson Group'sBrentwood, Franklin and Nashville newsletter email will send you the latest real estate information.
Today's Real Estate News - Daily real estate news for this neighborhood, Tennessee, and United States.
Market Conditions Report - Market conditions report for this area, Tennessee, and United States.
Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.
How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.
Determine Tax Savings - Calculate how much your monthly Brentwood, Franklin and Nashville, Tennessee mortgage payments save you on your taxes because of loan interest.
Should You Rent or Buy? - Is it better to rent a home in Tennessee or buy your own Brentwood, Franklin and Nashville house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages - Adjustable rate Brentwood, Franklin and Nashville mortgages information and interest rate java calculator.
What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Tennessee real estate.
Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.
Ask Anything - Ask The Dickenson Group anything real estate.
NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.
Real Estate Tips - The Dickenson Group's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.
Real Estate Trivia - The Dickenson Group's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.
Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Brentwood, Franklin and Nashville property in Tennessee, including legal terms definitions, and more.
Go to Main Sitemap - Main sitemap sections include Find Brentwood, Franklin and Nashville Homes, For Home Buyers, For Home Sellers, Brentwood, Franklin and Nashville Information, Real Estate Resources, and About The Dickenson Group.

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Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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What is the world's longest frontier?
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At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world. |
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The Dickenson Group The Dickenson Group, Keller Williams 105 West Park Dr, #100 Brentwood, TN. 37037 Phone: 615-376-5123 Fax: 615-376-5104 Email: lauradickenson@NUMBER1EXPERT.com
Laura Dickenson has lived in the Nashville area for over 20 years. Since attending Vanderbilt University, Laura has lived in several areas of Nashville and Williamson County over the years, providing her with a wealth of knowledge about the area to help you find the right home. The Dickenson Group excells in providing client oriented service, utilizing the latest technology and marketing tools available in the industry to focus in residential real estate for buyers, sellers and investors.   
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